Amaris Homes Molino by CitiHomes Builder and Development, Inc. — CBDI
DEMAND for residential loans in the Cavite, Laguna, and Batangas (Calaba) has increased, surpassing the National Capital Region (NCR), consultancy firm Colliers Philippines said as demand for horizontal developments and leisure-oriented projects continue to climb.
“While the demand in Metro Manila is slowing down, the take-up for residential loans outside of the capital region, especially in Calabarzon, is in fact growing,” Joey Roi Bondoc, director for research at Colliers Philippines, said during a media briefing on Saturday.
Colliers data showed a notable shift in the residential market from NCR to Southern Luzon, with the NCR’s share of total residential real estate loans declining sharply to 29% as of the second quarter of 2024 from 48% in 2019.
This is against Calaba region, which emerged as a primary growth driver with a 30% share in 2024, up from 25% in 2019.
Nearly half of residential loans, or 48%, were for single house units, while condominiums and townhouses accounted for 33% and 19%, respectively. About 0.3% were duplex housing loans.
“Speaking of horizontal, it continues to gain traction,” Mr. Bondoc said.
“As we always say at Colliers, house-and-lot units remain hot and residential end-users are redefining it. Overall, it’s a very interesting development right now.”
He added that a lot of end-users or investors are acquiring lot-only developments, which continues to attract good demand in the market.
As of end-2025, the house-and-lot market saw a 92% average take-up rate. Among areas outside NCR, Cavite led with 95% sold in total inventory, followed by Laguna at 92% and Batangas at 89%.
The average price of house-and-lot units in the region reached P3.5 million in 2025 from P3 million in 2016, reflecting a compound annual growth rate of 1.7%.
Colliers said the rise of leisure-oriented developments is driving the Southern Luzon property market. The firm highlighted projects like Vista Land & Lifescapes, Inc.’s Pinevale by CrownAsia and Alpine Villas by Brittany; SM Prime Holdings, Inc.’s Horizon Terraces and Pico Terraces; Filinvest Land Corp.’s Fora Condotel; DMCI Homes’ Solmera Coast; and Landco Pacific Corp.’s Amara en Terrazas de Punta Fuego and Spinnaker at Club Laiya as part of said rise.
Colliers said it expects master-planned communities to remain popular as developers integrate active lifestyle amenities and institutional facilities like schools and hospitals into their projects to differentiate themselves in a competitive market.
“If you invest in an emerging market, including Cavite-Laguna-Batangas Corridor, the price increase potential will definitely be great. Especially as we see more master plan communities in Cavite-Laguna-Batangas being differentiated. So that will again be a game changer,” Mr. Bondoc said. — Juliana Chloe A. Gonzales
References:
Business World